Marginalized Communities Dynasty Trust

The racial wealth gap continues to threaten the American dream.
Our goal: help families create dynasty trusts that grow a one-time $1,000 deposit for 100 yearsโ€”so future generations have the financial freedom they deserve.

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The Current Reality

Wealth gaps persist because those with power control access to the same institutions that built their wealth.

Average White Household

$0

Average Marginalized Household

$0

Wealth Gap

0:1

Closing this gap starts with changing who holds the keys.

How Does This Work?

With MCDT, you can now hold the key to your family's future. Here's how our three coordinated solutions protect and grow your dynasty trust for 100 years.

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Professional Custody

MCDT coordinates with major financial custodians who hold your assets in individual accounts with complete asset separation. Assets are invested in global index funds with institutional-grade security and regulatory oversight. Families receive quarterly reports directly from custodians.

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Community Oversight

MCDT is a nonprofit organized specifically to serve as co-trustee, overseeing the custodians alongside beneficiary rights. Governed by community leaders, legal professionals, and independent auditors, MCDT maintains beneficiary registries, enforces the 100-year lock, and ensures custodian reports are accurately recorded on the blockchain.

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Public Verification

As co-trustee, MCDT publishes all dynasty trust balances and custodian audit reports to a blockchain ledger, creating permanent public records that beneficiaries can verify independently. This ensures trust transparency and accountability survive for the full 100-year term using blockchain's tamper-proof cryptographic security.

What is a Dynasty Trust?

Dynasty trusts are the proven legal structures that established wealthy families have used for centuries to preserve and transfer wealth across generations.

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Multi-Generational Duration

Lasts 100+ years, automatically transferring wealth to children, grandchildren, and future descendants without requiring new legal structures.

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Asset Protection

Assets are legally protected from creditors, divorces, and lawsuits that could affect beneficiaries, preserving wealth for intended purposes.

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Tax Efficiency

Bypasses estate taxes at each generation, keeping more wealth in your family instead of losing 40% to taxes each time wealth transfers.

MCDT makes these powerful wealth-building tools accessible to marginalized communities for the first time.

What If Marginalized Communities Had Access to a Dynasty Trust in 1925?

1925 Investment

$0

Century Growth

0x

Today's Gap

$240,000

Just $110 per family in a Dynasty Trust in 1925 would have eliminated today's wealth gap entirely. MCDT ensures this opportunity isn't missed again for any marginalized community.

Next Steps

Join the MCDT community of families building financial equity. Get updates on MCDT's progress and be first to know when enrollment opens.